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Receive payments and manage your money in one place.

A personal pay link accepting cards and wallets, crypto deposits, virtual cards, and easy transfers and withdrawals.

Get started free See how it works
VIRTUAL
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Virtual card 09 / 29
Payment methods

Get paid any way

Your personal pay link accepts Visa, Mastercard, Google Pay, and Apple Pay.

VISA Mastercard Google Pay Apple Pay
payunit.co/p/Mohammed

Share your link and receive payments straight to your wallet.

Services

Everything to manage your money

Crypto deposits

Deposit USDT and USDC through ERC20 · BEP20 · BASE · POLYGON. Your balance is credited automatically after confirmation.

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Personal pay link

Your own permanent link accepting Visa, Mastercard, Google Pay & Apple Pay — funds land in your wallet.

Virtual cards

Issue Visa & Mastercard cards, fund them from your balance, and use them online instantly.

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Instant transfers

Send to any user by their account number in seconds with low fees.

Flexible withdrawals

Withdraw to USDT, a digital wallet, or a bank account within 48 hours.

PAYMENT GATEWAY API

One payment gateway for your website and app

Accept Togo, Lahza and crypto through one API and a PAYUNIT-hosted Checkout page, without mandatory SDKs or complex integration.

✓

One JSON requestWorks with PHP, Node.js, Python, Java, .NET, and more.

✓

Fast payment statusSigned webhooks with a GET status fallback.

✓

Duplicate protectionIdempotency-Key · HMAC-SHA256 · Server-to-Server

View API documentation Start accepting payments
POST /api/v1/payment-intents
{
  "amount": "25.00",
  "currency": "USD",
  "methods": ["togo", "lahza", "crypto"]
}
201 CREATED"checkout_url": "https://payunit.co/checkout/ck_..."
TogoLahzaUSDT / USDC
How it works

Just three steps

1

Create your account

Sign up with your email in under a minute.

2

Fund your wallet

Deposit via crypto or receive payments via your pay link.

3

Start using it

Issue a card, transfer, or withdraw anytime.

Pricing

Clear fees, no surprises

Account opening Free
Pay link receiving (Togo) 13% + $1.00
Website & app payment gateway 10% + $1.00
Crypto deposit 8%
Virtual card By type
Card top-up 0% + $1.00
Internal transfer 0%
Withdrawal 0% · min $10.00

Fees are pulled live from platform settings; the final amount is always shown before you confirm.

FAQ

Quick answers

What does the platform offer?

A digital wallet, personal pay link, virtual cards, crypto deposits, internal transfers, and flexible withdrawals.

Which payment methods are supported?

A personal pay link accepting Visa, Mastercard, Google Pay, and Apple Pay, plus crypto deposits over ERC20 · BEP20 · BASE · POLYGON.

How are my funds and data protected?

Through two-factor authentication, a PIN on every action, and full encryption.

How long do withdrawals take?

Within 48 hours at most.

Can I integrate the gateway into my website or app?

Yes. Create a payment intent with one API request, open hosted Checkout, and track the result using a signed webhook or GET request.

Ready to start?

Create your account in a minute and start receiving payments securely.

Create a free account
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